It started with a 2 hour wait from when i got off work. I then proceeded to meet up with my dear friend cheryl T(well i know about 6 cheryls,thankfully all with different surnames). I got to the station in the east near geylang and strolled around for a good 1 hour before she finally appeared. Apparently busy at work, she came down for dinner at 7.45 pm. Funny thing is, she calls her work flexi hours, meaning she plans all the hours herself(and yet …dinner is… not well planned in advance)
Anyway I must admit I was very tired and sounded very irritating, even to myself, over sms. I slept at 3am the day before and had been caught dozing off in front of the computer at work earlier in the day. I honestly wanted to go back home to catch some shut-eye. I glad I didn’t.
I spent about an hour wandering the odd numbered streets of geylang under the playful golden strands of clouds that seem to change with every skyward gaze to the awesome golden spectacle of the retiring sun. It was between savouring the aroma of ripe , 1 dollar durians and wondering why my friend was missing out the beautiful scenery that I began missing my camera. Then i realised the spectacle set up today wasn’t for a day of photography, but more for a day of solitary contemplation of what lies ahead in life.
I was tired, underpaid and waiting for the next phase of my university life to resume from the long hibernation of the summer holidays. And here was a friend who has no real intention of pursuing her degree, fresh out of “work” (ML-Marketing) having dinner and looking very much awake.
We talked about everything from work, rich dad poor dad, and what our plans for the future are. I outlined the fact that I had a rough plan for the future (which, honestly i made up right there and then!) and she revealed her aversion to debt. I told her, using whatever I had gleaned from my brief encounters with rich dad poor dad material, that debt wasn’t a plague to be shunned and that personal spending , how much you want something, can be controlled. Monthly cashflow was how I was going to run my life. And she highlighted the loopholes in my ideal plan- What if?. Man proposed and god disposes .
She tried to make me see the need to make a headstart in increasing cashflow with the view that university fees will never be paid back, ever. But our university fees total about 60k after the grants. 90% of which is covered by a no interest loan that only starts to generate interest 3 months after graduation. Which means you have 4 years and 3 months to make 60k. Now, you don’t have to work your ass off to get yourself that amount of money. Furthermore, 500 dollars every month will not kill you. Straight out of Uni you may even choose to pay off your loan 1k at a time, finishing it in 60 months- 5 years. As a grad most likely still living with your parents, with clothes on your back, food at home about 1.9k-3k per month in income, don’t you think its possible to pay off the debt?
I intend to do a phd or at least a masters if possible. And there’s where she didn’t probe. its economically not viable to do it unless you hail from a millionair household. But no one does a phd on a whim. Almost all PhDs are funded.
I also realised why I was mentally prepared to let go off archery. I’ve already learnt something about myself that I did not know before- I get anxious. I do suffer from a slight bit of anxiety. And at the shooting line, it shows like a madman at a parade. But its all good, we all have limitations. Better to know it now, and try to fix it, or deal with it, than to live with it lurking in the shadows like a tumour, slowly eating away at your well being.
I wish I had more people to talk to regarding such grand plans . Everyone just seems to coast along here in NTU. Its ok if they are relaxing , willing the days to pass more slowly as they soak up the sense of freedom without obligations; they only have another 3 years to make up for lost adolesence. The ones that worry me are those that coast along, yet will it to pass quickly as though they were in secondary school; as if 20 years of maturity have thought them nothing; as if work will bring solace to their minds cluttered by the testing tutorials and tiring timetables. Those are the ones that get a job and look back, wishing it was.
There’s no convincing cheryl to study like she likes it, like she enjoys it. Money is paramount to her as they’ve preyed on her filial piety as they nearly did mine. I admire her intention to support her family with this “work” of her’s and I can see that she’s taking to it more than to her coursework, but I can tell she’s going to wish she had spent her time studying or playing.
5 years down the road either she strikes it rich using this scheme and earns 50k a month by 30, or ends up as disillusioned as my mother by so many schemes before.(to be fair, my mom is getting a fair pay for her efforts after 4 years in the industry) The worst part is, she wouldn’t have the time or the frame of mind to think of what she wants to do in life.
Isn’t that what University is all about?
thank goodness i got it from a webbie .. hehe… but i tweaked certain things like the proportion of sugar(though still too sweet ) and the amount of chocolate used. I also changed certain things like the adding of manuka honey as well as coffee powder.
but i sorta gave them ALOT of problems hahaha
next time i’ll buy all my ingredients and stuff before i go over. And probably bring my very own mixing bowl! kinda ran out of bowls to measure all my ingredients… the red and black bowl i bought at jurong point would have been perfect!
) and a shop which specialises in veneers and wood….and i found it!